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Author Topic: insurance cover for fulvia for my 23 year old son  (Read 3770 times)
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peterhedge
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« on: 24 April, 2016, 08:32:44 PM »

Hi I wonder if anyone can help or has managed to overcome the following:
My son and I have restored a lancia fulvia over a number of years beginning late 2005. We completed the project just after his 18th birthday (5 years ago now), he turns 23 on 11th May and has 5+ years of accident free and penalty free driving under his belt. I have tried in vain to find any company that will cover him to drive until he is 25. I have come across many people who have sons driving their classics but no-one with a fulvia. I currently insure through footman James but would happily change if it means getting him covered. Ideas gratefully received !
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frankxhv773t
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« Reply #1 on: 25 April, 2016, 12:23:46 PM »

Back in December 2004 Practical Classics magazine did an article on youngsters having a classic as their first car. they worked on a 17 to 19 year keeping the car parked on a drive and with a 5,000 mile per annum limit. They used Lancaster Insurance for quotes. They might be worth contacting.
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peterhedge
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« Reply #2 on: 25 April, 2016, 07:58:01 PM »

Many thanks will give them a call
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neil-yaj396
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« Reply #3 on: 26 April, 2016, 06:04:09 AM »

Wasn't around 10 years ago that insurance premiums went crazy for under 25's, or is it longer? I thought that under 25's were pretty much excluded from classic policies now.

This has a quite insidious effect on the classic movement, as young people are no longer attracted to classic cars as they were when I learnt to drive and was able to insure a classic. The insurance companies corral them into the Corsa/Ka/500 sector and they move on from there, never acquiring that spark of interest in older cars.
« Last Edit: 26 April, 2016, 06:12:21 AM by neil-yaj396 » Logged

1979 1300 Beta Coupe, 2014 Ypsilon 1.2 S Series Momo
kevbo
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« Reply #4 on: 26 April, 2016, 09:29:26 AM »

I recall some discussion on this a while back, when insurance companies were tightening up conditions on classic car policies which ruled out younger drivers.  However, some specialist companies may still offer policies but with strings, see link to Footman James, not sure whether this is current http://www.footmanjames.co.uk/news/classic-car-insurance-young-driver



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Jay
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« Reply #5 on: 26 April, 2016, 11:29:50 AM »

I would try posting this on other forums such as http://www.pistonheads.com/gassing/forum.asp?h=0&f=140 as their users may be able to help.
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Julian Wood, Kingston, London
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« Reply #6 on: 27 April, 2016, 10:14:18 AM »

Have no idea if they can help but when I was in the Uk my Fulvia was insured with Richardson Hosken. They were very good and cheap on a classic limited mileage policy - they might provide something, worth a try.
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1971 Fulvia 1.3S 'Leggera'  1999 Lancia Lybra 1.9JTD LX SW
lancialulu
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« Reply #7 on: 27 April, 2016, 08:30:34 PM »

Have no idea if they can help but when I was in the Uk my Fulvia was insured with Richardson Hosken. They were very good and cheap on a classic limited mileage policy - they might provide something, worth a try.
is this the same RH insurance now part of willis. I insure with them. Very competitive and comprehensive, as one member has demonstrated recently with car breakdown in France....
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Its not the winning but taking part! or is it taking apart?
1955 Aurelia B12
1967 Flavia Vignale iniezione
1967 Fulvia 1.3HFR
1972 Fulvia 1600HF
1972 Fulvia 1600HF
1972 1600 Fulvia Sport
1979 2500 Gamma Coupe
1988 Delta 1.6GTi
1998 Zeta
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« Reply #8 on: 27 April, 2016, 09:12:40 PM »

Richardson Hosken is now the old car arm of Equity Red Star. I insure with them and find them efficient and flexible. Google Equity Red Star and follow the classic car link, which takes you to a page that still carries an RH trademark.
Cesare
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peterhedge
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« Reply #9 on: 27 April, 2016, 10:13:00 PM »

Thank you for everyone's help and contribution here it's been a great help
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peterbaker
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« Reply #10 on: 28 April, 2016, 08:43:49 AM »

Contact Tim Sawyer at Hagerty (0333 323 1181), he is on the ball and very helpful. He is a friend of mine so please mention my name.
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1961 Lancia Flavia 1.5 Berlina. 2005 Lancia Ypsilon. 1954 Daimler Conquest. 2003 MG ZT-T 135. 1998 SAAB 9-3 Conv.
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