Lancia Motor Club

General => General Chat => Topic started by: fay66 on 04 August, 2012, 11:52:00 AM



Title: Insurance
Post by: fay66 on 04 August, 2012, 11:52:00 AM
Finally left Footman James after 13 years of them insuring "Fay" my Fulvia 2c, my qoute this year was 128, while for the same cover except for a limit of 1500 miles (adequate these days) from Hagerty's was 87.75.
Contacted FJ and told them of Hagertys quote, but the best they could come up with was 109.

Brian
8227 8)


Title: Re: Insurance
Post by: Richard Fridd on 04 August, 2012, 01:55:32 PM
I need to renew cover for my Sedan soon.I have contacted FJ by email but only an auto reply so far.apart from the current year I was with FJ since 1993.tried CN this year at lower cost + breakdown cover included.but ot all documents arrived.made a call about that but told to try a different (non freephone)number with no option  of being transfered.what I would like is a policy to cover Fulvia, Flaminia,Zagato,VW van and Triumph Bonneville.suggestions welcome!will go to Swinton down the road maybe.richard


Title: Re: Insurance
Post by: fay66 on 04 August, 2012, 03:29:15 PM
I need to renew cover for my Sedan soon.I have contacted FJ by email but only an auto reply so far.apart from the current year I was with FJ since 1993.tried CN this year at lower cost + breakdown cover included.but ot all documents arrived.made a call about that but told to try a different (non freephone)number with no option  of being transfered.what I would like is a policy to cover Fulvia, Flaminia,Zagato,VW van and Triumph Bonneville.suggestions welcome!will go to Swinton down the road maybe.richard

Richard I'd certainly recommend you try Hagertys, they only deal in Classics, no modern cars.

Brian
8227 8)


Title: Re: Insurance
Post by: SanRemo78 on 04 August, 2012, 05:57:36 PM
They also cover quite a few replicas but it does depend on the date of registration! I've been with Hagertys for years now, cover for the Stratos is about 250 a year for 5000 miles. Also includes breakdown recovery and, I found out when we went to Turin in 2006, that the continental mileage didn't count towards the annual total! Swwet!

Guy


Title: Re: Insurance
Post by: neil-yaj396 on 05 August, 2012, 07:40:13 AM
I left FJ too this year. They quoted 140 and I got the same cover from Lancaster for 80. In the past I've had a cheap year with Lancaster to be hit with a hike the following year, so will bear Hegertys in mind. Hadn't heard of them. FJ don't seem overly bothered about keeping our business?


Title: Re: Insurance
Post by: fay66 on 05 August, 2012, 08:13:24 AM
I left FJ too this year. They quoted 140 and I got the same cover from Lancaster for 80. In the past I've had a cheap year with Lancaster to be hit with a hike the following year, so will bear Hegertys in mind. Hadn't heard of them. FJ don't seem overly bothered about keeping our business?

Never was the case until they were taken over by Aon, previously I'd tried Aon as they were the LMC's recommended Insurer, but I never found them helpful or competitive, unfortunately the attitude seems to have spead to what was FJ. Great Pity.
Perhaps the Committee should look to see if they can get the same deal with Hegerty's as the clubs recommended insurers, as they do with Aon, or at least for the older models.

Brian
8227 8)
Brian
8227


Title: Re: Insurance
Post by: fensaddler on 05 August, 2012, 12:21:24 PM
Its easier in Australia.  its Shannons, or, er, Shannons.  Didn't blink an eyelid covering my Delta, even though its probably the only one of its type they are going to encounter over here.  They probably knew it would take me a year to negotiate the paperwork and get the thing on the road as well...


Title: Re: Insurance
Post by: donw on 05 August, 2012, 03:44:09 PM
After more years than I care to remember with Clarksons then AON then Footman James (all with the same insurer) this year I asked Adrian Flux for a quote, result several hundred pounds cheaper only differences 3000 miles per car and higher excesses.  Policy with Hagerty.

Adrian Flux are LMC partner brokers, brought in when F-J stopped taking LHD new clients. they use a panel of insurers including Hagerty and the Club benefits so if you want a quote from Hagerty ask Adrian Flux.
Don


Title: Re: Insurance
Post by: fay66 on 05 August, 2012, 11:13:48 PM
After more years than I care to remember with Clarksons then AON then Footman James (all with the same insurer) this year I asked Adrian Flux for a quote, result several hundred pounds cheaper only differences 3000 miles per car and higher excesses.  Policy with Hagerty.

Adrian Flux are LMC partner brokers, brought in when F-J stopped taking LHD new clients. they use a panel of insurers including Hagerty and the Club benefits so if you want a quote from Hagerty ask Adrian Flux.
Don
Thanks Don,
I wasn't aware of that, is it likely to be a better quote going direct to Hagerty?
Brian
8227 8)


Title: Re: Insurance
Post by: donw on 06 August, 2012, 05:51:08 PM
Not sure if there is any difference in price but the club gets a financial benefit.

Don


Title: Re: Insurance
Post by: Richard Fridd on 10 August, 2012, 10:37:11 AM
I have renewed my cover with CN who were first to answer the phone.Fulvia Sedan and Flaminia PF 1500miles each . Total 190 inc breakdown cover.This is less than the 216 quoted initially as the person spoke wasn't forthcoming with the "multi-car discounts available" which appears in the CN ad.Also tried Chris Knott but couldn't get through on the advertised Hastings number. VW van sorted with Swinton in the high st.at 40% less than last year. Richard


Title: Re: Insurance
Post by: GialloHPEIan on 10 August, 2012, 10:13:28 PM
Hi folks
I have a 1998 Delta HPE 16v Turbo (obviously LHD) and the only company that would insure me AT ALL were Adrian Flux. FJ didn't want to know. I am 46yo and have a 3000 mile limited policy costing 360 with 250 excess. They refused agreed value last time however and it's up for renewal next month. Will check out Hegertys although my vehicle may be too new by the sound of it!


Title: Re: Insurance
Post by: SteveGales on 13 August, 2012, 07:00:52 PM
Hi Ian

You could try Classicline ( based in Hinckley) for your Delta, have had my integrale with them for a couple of years now .We recently added Margaret's 2005 Alfa GT 3.2 V6 which although a modern car they have put on a 'classic type ' policy , agreed value , 3000 miles etc. Always found them very helpful.

Steve


Title: Re: Insurance
Post by: sparehead3 on 13 August, 2012, 07:56:24 PM
Yes, same for me I've been with ClassicLine for a few years and they're good. Mine's on an agreed value, limited mileage and I can use it for work (should I need to).

Steve


Title: Re: Insurance
Post by: Richard Fridd on 16 August, 2012, 07:52:13 PM
Also unless declared to be "off road"by means of a "SORN" vehicles need to be insured as the law demands at all times.richard


Title: Re: Insurance
Post by: Richard Fridd on 16 August, 2012, 07:59:17 PM
Also whilst on the subject of insurance, I note that unless a vehicle is declared to be "off road"by means of a "SORN" vehicles need to be insured as the law demands at all times.richard


Title: Re: Insurance
Post by: Neil on 17 August, 2012, 08:30:04 AM
Richard, that is almost true, except for cars that were not on the road before the SORN process was introduced, but as soon as they are returned to use they would be subject to car tax and insurance or SORN if taken off the road again.


Title: Re: Insurance
Post by: Richard Fridd on 17 August, 2012, 09:42:07 AM
Thanks Neil, "Cars not on the road before the SORN process was introduced" Imports apart surely most  cars which pre-date SORN have been UK road registered and "on the road" at some point.My brother in law's story springs to mind.He had an Alfa in long term storage in his fathers garage which had not been on the road nor taxed for years.The first he knew about SORN was a fine from the authorities!Not wanting to get mixed up in any nonsense I have visited the DVLA who add that not only must a car be insured but it must be insured by the registered keeper.So if for example a car is in a showroom being sold on behalf of its owner and insured on the traders policy the  keepership should be transferred to the showroom company.richard.


Title: Re: Insurance
Post by: Neil on 17 August, 2012, 10:48:01 AM
That is not nice, a bit a shock, I must keep quiet about my Fulvia off the road for many years (pre-SORN) and my mum's 1960 Mini also off the road since the mid 90s.


Title: Re: Insurance
Post by: HPEHF on 22 August, 2012, 01:03:02 PM
Been with Aon / FJ for the last 6 year with my Delta HPE HF after swapping from Adrian flux after an accident saw my policy rise from 550 to 1000, Aon wanted 480 fully comp.

Having changed jobs and getting a company car put the car on a classic policy again with Aon and reduced cost to 280.

This year saw the cost rise to 350 so shopped around. Adrain Flux said they could do it for 300 but when push found this was with out breakdown cover, leagal aid true quote 480 with limited 3000 miles.

Contacted Hagery direct and they quoted 240 including agreed valuation with olny photos needed to secure.

Regards

Simon Davis
8477


Title: Re: Insurance
Post by: fay66 on 22 August, 2012, 05:23:23 PM
Hagerty just confirmed agreed valuation on "Fay" after sending photos.

Brian
8227 8)


Title: Re: Insurance
Post by: GT on 02 October, 2012, 04:17:41 PM
Having been with AON and Footman James for well over a decade FJ said they were passing my policy to Equity as I had a modern Lancia (2007 Ypsilon S2). I was assured of good service and I didn't even get a renewal notice! That was enough for me to approach Direct Line who insure my wifes car and they were happy to take on a LHD. I paid 312 in 2011 Fully Comp and Direct Line came in at 229 a year later, a saving of 83. I'm happy!