Lancia Motor Club

Model Technical and Interest => Flaminia => Topic started by: Richard Fridd on 01 August, 2018, 05:36:40 PM



Title: Insurance
Post by: Richard Fridd on 01 August, 2018, 05:36:40 PM
It is that time again, so does anyone here have a view on £174.04 for Flaminia PF coupe 2.5 rhd, £20,000, 500 miles limited mileage, self employed engineer owner, car garaged. Any advice welcome


Title: Re: Insurance
Post by: Parisien on 01 August, 2018, 07:44:36 PM
Does seem high given only a 500 miles limit, whose it with, still shopping around?

P


Title: Re: Insurance
Post by: fay66 on 01 August, 2018, 09:25:16 PM
Richard,
Have you tried Hagerty's,
I have Fay with them, fully comp, 3 named drivers, continental cover, agreed value £8000, 3000 mile limit, cost is £117 a year, if that's any help.
I would have thought the £174 would be about right with 3000 miles, 500 miles I think is unreasonable whoever you're insured with.
Brian
8227   8)


Title: Re: Insurance
Post by: Richard Fridd on 02 August, 2018, 07:54:08 AM
Does seem high given only a 500 miles limit, whose it with, still shopping around?

P
Carole Nash/ Zenith Marque. The odd thing is, the letter says last year's policy was £159.76, but it was £139. Also if I don't respond, the policy will automatically renew and money will be collected without my concent. All of this happened a year ago, which I complained about. I was told I was in an 'ongoing agreement'. They agreed during a telephone call last year to remove my bank details from their records and not to try taking unauthorised money from my account. Nothing has changed. So I shall have to make a complaint.


Title: Re: Insurance
Post by: Parisien on 02 August, 2018, 08:11:41 AM
http://www.lancia.myzen.co.uk/forum/?board=69.0

Both threads are from 2011, Adrian Flux and Footman James, are they stiil affiliated to the LMC and offering preferential rates?

Yes, insurance auto renewals are unacceptable and should be banned!

P


Title: Re: Insurance
Post by: Richard Fridd on 02 August, 2018, 08:43:46 AM
Thanks, does the 'issues' thread suggest problems have occurred? I suppose if I contact my bank, I could put a stop to auto renewals?


Title: Re: Insurance
Post by: lancianut666 on 02 August, 2018, 09:42:53 AM
sound a right bunch of shysters


Title: Re: Insurance
Post by: stanley sweet on 02 August, 2018, 10:08:57 AM
Going back some time I had the Fulvia insured with Richardson Hosken fully comp, 3000 miles for about 100 quid. I'd definitely have a quick ring around all the names mentioned. As Brian said, that price would be OK for 3000 miles but even so they sound a bit dubious. When my old Vixen was written off RH paid up full value with no quibbles.


Title: Re: Insurance
Post by: chriswgawne on 02 August, 2018, 12:24:04 PM
As an aside Hagerty will not insure post 1980 TVRs. I wonder why?
Chris


Title: Re: Insurance
Post by: Justin McArdle on 02 August, 2018, 01:13:35 PM
Richard

I find ClassicLine Insurance to be very good.
I have my 2000HF Coupe insured with them - £22k agreed value, garaged East London (high premium area) 3000 miles
Used to cost approx. £110 per annum but had to switch to another insurance company with ClassicLine  to get track day cover which increased the premium to £180 per annum(including UK and Europe breakdown recovery).
Fulvia 2C costs £90.00 per year with 3000 miles  including UK and Europe breakdown recovery.

It's very easy to make changes with ClassicLine e.g. increased annual mileage etc.
Perhaps worth a try?
Justin


Title: Re: Insurance
Post by: Paul Greenway on 02 August, 2018, 05:18:07 PM
My Fulvia 1600 Sport- 3,000miles per year, garaged, Lancashire, agreed value £35k is £160.19 pa (£145.19 without agreed value cover) with Adrian Flux


Title: Re: Insurance
Post by: Richard Fridd on 09 August, 2018, 12:08:51 PM
Hagerty 1000m, £23000 agreed value is £134.08. So changing to Hagerty this time round.


Title: Re: Insurance
Post by: fay66 on 09 August, 2018, 04:29:51 PM
Haggerty 1000m, £23000 agreed value is £134.08. So changing to Haggerty this time round.
) Hi Richard sounds pretty reasonable if 1000 miles is adequate for your needs, no point paying for more if you don't need it.
Agreed value is good as well.
Brian
8227  8)


Title: Re: Insurance
Post by: Richard Fridd on 09 August, 2018, 04:36:48 PM
Don't go very far in the Flaminia so OK. No response to my complaint, apart from aa senior member of staff will contact me directly. Still waiting.


Title: Re: Insurance
Post by: Richard Fridd on 16 August, 2018, 03:31:21 PM
Voice message received, says I was sent the wrong letter. Email received also.


Title: Re: Insurance
Post by: donw on 16 August, 2018, 07:46:31 PM
Chris

Hagerty only insure cars that are registered historic, Adrian Flux ( LMC scheme) can insure with Hagerty I have my Lancias insured with Hagerty through Adrian Flux.

don


Title: Re: Insurance
Post by: SanRemo78 on 17 August, 2018, 07:40:30 AM
I've had the Stratos replica insured through Hagerty for most of the last decade Don, it's not classified as historic yet. The donor car was 1978 and it's been on the road since 1991 so I've got a few more years until I can apply for that!
Guy