My insurer AXA, said there will be no extra charge on the insurance without a test . When there was a proposal made by the government to change the system they sent out a public consultation . This was the largest response the government had to any consultation in the history of the state .I attended meetings with the Irish vintage and veteran club , which was also attended by a representative from AXA insurance , before the paper was published . We were allowed to put our ideas forward which seem to have been heard .