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Author Topic: Insurance for "modern" classics  (Read 1522 times)
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Lindsay
Guest
« on: 27 April, 2007, 01:11:26 PM »

Aside from AON, anyone good got experience for insuring their 1990s Lancia under limited mileage policies?
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Lindsay
Guest
« Reply #1 on: 27 April, 2007, 02:53:18 PM »

That is, Lancias under 10 years old which seems to be the cut off point. Can get unlimited miles easy enough but will only be used 6 months of the year and perhaps 2000 miles, if that. I guess this is aimed at a very limited number as those with 1997 on Lancias in the UK don't amount to many.
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fay66
Permanent resident
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Posts: 5832



« Reply #2 on: 27 April, 2007, 10:56:54 PM »

Never got anywhere with Aon as if you don't have a garage on the property, or park in the road they don't want to know. Sad
For the last 9 years I've insured my Fulvia on a classic unlimited policy with Footman James, with a 5000 agreed value, continental cover & continental breakdown cover, Drivers covered are my wife, myself + 1 other, Including excess recovery insurance, for under 150 PA.

My Y10 was insured fully comp with Saga, ( not really any cheaper for 3rd party fire & theft) but as the value of the Y10 that any insurer would be prepared to pay out, would be about 500, which in all honesty would only cover a very minor knock, anything else would mean the insurers would write it off;
I decided to take on the highest excess possible (as suggested by the Saga consultant), the reasoning being is that I would never claim, so I would never pay the excess, while at the same time being covered for any damage etc to any other vehicle, property or person.

Doing this, with an excess of 900,  I obtained fully comp on the Y10 Gtie (1302cc), for 86 from them.

Brian Hilton
8227 Cool
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Own 1966 Fulvia 2C Berlina since 1997, back on road 11-1999.Known as "Fay"
1999 Suzuki Wagon R+ GL, now my daughters
2006 Renault Megane 1 5 Dci Sports Tourer
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